We have an exciting opportunity to join a global Insurance Company based on a hybrid basis from their offices in Birmingham. You will operate as a Senior Commercial Underwriter with enhanced empowerment to take decisions to support retention and maintenance of the existing book of business.

You will act as a referral point for the branch underwriting team and offer support and guidance where required but the roles comes with no people management responsibility. 

The Role

• Manage the profitability, growth, and retention of an assigned book of business comprised of large and complex accounts across most of our products.
• Underwrite and skillfully negotiate large or complex risks to minimise risk and maximise profitability, including Mid Term Adjustments.
• Proactively manage your portfolio, ensuring key performance indicators are consistently achieved and you actively target new business and retention.
• Identify and take corrective action on individual risk characteristics identified through Portfolio Management.
• Develop and execute retention plans and support the new business teams to win business that align with the team's sales plans to drive success working in partnership with the sales team.
• Train and mentor less experienced underwriters.
• Support and collaboration for more junior members of the team, including referrals

The Candidate

• Knowledge: Extensive knowledge of products, the regulatory environment, and the local insurance market.
• Analytical/Critical thinking: Excellent critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyse available information to make decisions in alignment with our risk appetite.
• Communication/Influence: Communication skills with the ability to successfully negotiate with brokers.
• Project Management: Participate in projects that involves analysis and the implementation of non-complex, routine business and regulatory changes relating to the enhancement, maintenance or introduction of new products.
• Senior level underwriting experience and a strong technical knowledge as the Senior Underwriter in the branch, along with experience of underwriting, product knowledge, financial analysis, or risk assessment experience.

The Reward

• Salary around £80,000
• Excellent performance related Bonus Structure
• Private Medical Insurance
• Hybrid Working Policy 
• Extensive Benefits Package 
• Strong Company Pension Scheme